Shared Ownership could help you own your home even if you feel priced out of the property market. It is an affordable home ownership scheme designed as a stepping-stone to achieving your ultimate goal of owning your own home. You can part-own and part-rent your home, helping you to make your first steps onto the property ladder. You may find the combined cost of your mortgage, rent and service charges to be cheaper than the cost of private rental.
Helping you buy
HELPING YOU BUY
LONDON HELP TO BUY: EQUITY LOAN
London Help to Buy is an equity loan provided by the Government that allows you to buy a home with as little as 5% deposit. If you are buying in London you could get a Government loan of up to 40% of the total cost of your property on a new build home valued up to £600,000.The equity loan is for a maximum of 25 years or before the property is sold, or the mortgage is redeemed, whichever is sooner.
HELPING YOU BUY
FINANCIAL ADVICE
Select a company to find out more:
Torc 24
Torc24 are New Build Mortgage Specialists with particular experience in Shared Ownership and Help to Buy as well as private sales.
We offer personalised mortgage advice to make the purchase of a new home a smoother process.
Currently we work alongside many of the country’s leading Housebuilders and Housing Associations.
Our Team are available 7 days a weeks with dedicated Mortgage & Protection Advisers who can assist you every step of the way.
Clark Marshall Mortgage Advisers
Clark Marshall can assist you in making the right choices whatever your situation. As specialist mortgage advisers you can rest assured that they will be working solely for you.
Whether you are a first time buyer taking your first independent steps or an experienced mover they will search the market and find the mortgage that best suits you.
They are experts in affordable housing schemes including Shared Ownership and London Help to Buy: Equity Loan.
HELPING YOU BUY
SOLICITORS
Select a company to find out more:
Direction Law
Direction Law are specialist new build and Shared Ownership experts. They are clear and efficient with no hidden fees.
They have extensive knowledge of Shared Ownership, New Build purchases and Help to Buy.*
They have 40 years’ experience of working with housing associations and new build providers nationwide.
*Help to Buy – Terms and conditions apply. Please contact Censeo Financial for further details. More information can be found on www.helptobuy.gov.uk.
New Homes Law
New Homes Law are specialists in helping both first-time and established buyers purchase new build properties.
Providing the highest levels of professional and personable service is at the heart of all they do.
They understand that purchasing a home is a significant moment in your life. Their teams will work alongside you to guide and support you right through the completion of your transaction.
Prince Evans
Prince Evans are a dedicated and specialist New Build New Homes team with expertise in all aspects of Shared Ownership and Help to Buy.*
An individual lawyer assigned to you will be your contact from instruction through to completion.
They offer a competitively priced with a “no sale, no fee” promise (subject to terms and conditions).
*Help to Buy – Terms and conditions apply. Please contact Censeo Financial for further details. More information can be found on www.helptobuy.gov.uk.
Cavendish Legal Group
As London’s leading property law firm, Cavendish Legal Group have specialised allocated teams dealing solely in affordable housing and new build purchases.
They are panel members of all major lenders, and recommended solicitors for many large developers and housing associations.
Each client is offered their own qualified case handler who will deal with their transaction from conception to completion. All case handlers are easy to reach with direct dials, direct emails and guarantee a 24 hour turn around period.
Alexander JLO
Alexander JLO are a highly respected law firm with over 35 years’ experience. They have office space in multiple London locations, Chelmsford, Cambridge, Brighton and Norwich.
They are on the panel of all of the major high street UK lenders as well as the vast majority of smaller lenders.
They are one of the first ten firms in the country to be awarded the Conveyancing Quality Scheme Membership.
Alexander JLO work with a large number of the UK’s biggest residential developers and housing associations.